A Simple Guide to Multiple Income Streams for Working Professionals

If you’re like most people, you only have one source of income: your job. What if you had many sources of income? How would you feel if you had money coming in from investments and freelance work besides your full-time salary?

By having a variety of income streams, you can smooth out financial bumps in the road. Let’s say you lose your job. If that’s the only way you make money, you’re in trouble. However, if you have other sources of income, you’ll be much better off. 

You can also achieve your financial goals more quickly by diversifying your revenue. Having many income streams can be immensely beneficial if you’re saving for a down payment on a house or retiring early.

There are endless ways to create a variety of sources of income. Here are some examples.

Create Multiple Investments

If you’re already a high earner and you spend all your time working on one business model, focus on building a portfolio of investments.

There are a few things you should keep in mind if you choose this route:

First, high-net-worth wealth management advisors typically recommend balancing your portfolio across a variety of asset classes. Make sure you diversify your earnings by investing in stocks, bonds, and other assets.

Second, diversify the length of your investments. Although short-term investments may be more volatile, they can also provide high returns. In comparison, a long-term investment may be more stable, but its returns may not be as high.

Third, remember purchasing multiple stocks or other asset classes to sell at a higher price in the future isn’t a sprint–it’s a marathon. It takes time and patience to build a diversified portfolio that will provide you with income. However, the rewards can be well worth the effort if you persist.

Build Multiple Businesses

Having more than one business has many benefits. If you work full-time, your best option is to build an online business during your free time. It is essential, however, to learn how to improve your productivity while working from home. If you need some extra cash to get a business up and running, then you can get an installment loan from a company like Western Shamrock. This can give you the short-term cash you need to invest in a new business. 

You can start a blog and use it to sell products or services. It is also possible to start an online course or write an eBook. Some people prefer to buy a franchise or other out of the box business. Regardless of your choice, make sure to pick something you’re enthusiastic about, so you’ll be motivated to stick with it. It takes time and effort to build several streams of revenue, but it’s well worth it.

Set SMART Goals for Prosperity

How do you set goals to generate a variety of income sources, whether from investments or business ventures? 

Identifying your current sources of income is the first step. By doing this, you will have a baseline to work from as you develop new revenue opportunities. 

Setting SMART goals is the next step. A SMART goal is Specific, Measurable, Achievable, Realistic, and Timely. 

By using this acronym, you can develop clear and actionable goals. For instance, a specific goal might be to earn $500 more per month from freelance writing within six months. A measurable goal would be to track the number of hours spent writing and earnings each month. An achievable goal would be realistic given your current employment and commitments. Lastly, setting a time-bound goal will keep you motivated and prevent procrastination.

Start Creating Your Diverse Sources of Income Today

By building several businesses and diversifying your portfolio, you can improve your financial stability and quality of life. For instance, if you have a full-time job and earn paychecks from freelancing as well as renting out property and investing in dividend-paying stocks, you are less dependent on only one way of getting money. Having more than one source of revenue will keep you motivated and inspired because you can weather economic downturns. You’ll have many options to fall back on if one income model dries up.

 

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5 Things you need to research before buying a franchise

5 Things you need to research before buying a franchise

 

If you’re considering buying a franchise, there are many different things you should research before making an investment into any franchise but here we list the 5 most important things you need to know before taking the plunge. Franchise businesses have some distinct advantages over starting your own business, but it also comes with its own set of risks and can easily become an overwhelming task if you don’t do your research first. In order to help you make the best decision possible, here are 5 things you need to know before buying a franchise.

 

1) What are the franchises earning projections looking like?

First and foremost when buying a franchise the most important thing to know is how much money you are expected to make within the first months/years etc. This is the most important thing because the aim of buying a franchise is to own a profitable business, a way of finding out whether this is a profitable opportunity is through talking to the franchisor, current and previous franchisees and by of course, checking the company accounts.

 

2) Is the industry right for you?

Secondly when looking into buying a franchise for sale it is important to note that it is a long term investment, meaning that you will have to buy into an industry you are passionate about so work will not feel like work! This way you will be able to work within this business for years without getting tired of it and selling up.

 

3) What should I look for in a franchise business opportunity?

There are many important things to look for before committing to buying a franchise for sale. One of those things to look for is checking whether the existing franchisees are happy with owning the particular franchise you are looking at, if they are then this could just be the right business opportunity for you. After all, who would know better than existing franchisees whether this

 

4) What financing options are available when investing in a franchise?

Franchises can be expensive, so it’s important to know your financing options before you make any commitments. There are a few different ways to finance a franchise: personal savings, small business loans, and franchisor financing. Each option has its own set of pros and cons, so it’s important to do your research and figure out what will work best for you and your business.

 

5) What is the initial investment fee?

The initial investment fee is the amount of money you need to pay the franchisor upfront in order to obtain the rights to open and operate a franchise location. This fee can range from a few thousand dollars to several hundred thousand dollars, depending on the franchise, the brand name and the profitability of the company itself.

 

Where is the best place to search for a franchise?

There are many different online resources and websites that allow you to search through franchises for sale. The best websites we have found where you can search for franchises for sale are either https://www.franchise-uk.co.uk/ or https://businesses-for-sale-uk.co.uk/. These websites are amazing since they do not only provide an amazing directory of the newest and most exciting business opportunities up for grabs but they also provide free information on how to progress and teach you the basics of franchising which is crucial when you are a beginner.

 

Final thoughts

If you are a first time business owner a franchise can be an amazing opportunity for you to get the experience of running your own successful business with support if you need it. If you want to learn more about franchising consider visiting the websites listed above where you can browse franchises and learn more about how franchising works.

 

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How Important Is Technology in Education?

Of the various industries, education is perhaps more reliant on technology than any other. As our world becomes more and more digitally focused and kids are introduced to technology far earlier than we were, education and technology are going hand in hand.

It’s not without its challenges, however. Teachers have to learn the ins and outs of it to teach students clearly and effectively, while students constantly need help with it or they fall behind others.

But do students and teachers even agree on how important is technology in education?

Well, let’s find out.

Engaged and Interactive Experience

It has been used to create engaging and interactive learning experiences for students of all ages. Today, technology is more important than ever in education. It can help to increase student engagement and motivation.

Educators can create education guides, lesson plans, and more engaging assignments. Also, it helps create lessons that are relevant to real-world experiences.

Additionally, technology can help to connect students with experts and mentors. They can provide guidance and support outside of the classroom.

You should then discover more how technology can improve a child’s focus and attention to have a quality education.

Self Paced Learning

Technology in education can be a great way to help students learn at their own pace. If a student is struggling with a certain concept, they can use online resources to get more help.

They can also watch videos or read articles at their own pace to better understand the material. In addition, online quizzes and tests can help students measure their understanding of the material.

Enhanced Student Learning

Learning about technology allows students to engage with the material in new ways. For example, using a computer program to create a presentation about a topic can help a student understand the material better than reading about it in a textbook. Online research tools can help students find information more and easier than going to the library and looking through physical resources.

With technology, students have access to a wealth of information and resources that can help them to learn and grow in their academic pursuits. Additionally, technology can help to level the playing field for students who may not have the same opportunities for learning outside of the classroom.

Develop New Skills

It can help students develop new skills. For example, students can use technology to learn how to code or create a website. Another thing, students can use a learning management system to submit assignments and keep track of their grades.

Tools for Student’s Assessment

Technology is an essential part of education. Having tools for student assessment helps ensure that students are learning properly and understand the concepts they are being taught.

Technology also allows educators to track student progress and identify areas where they may need additional help. Additionally, technology can help create a more engaging and interactive learning experience for students.

Know How Important is Technology in Education

Technology is playing an increasingly important role in education. As schools invest more in digital learning resources, teachers are finding new ways to use technology to improve learning outcomes for students. There is evidence that technology can help improve student engagement and motivation, as well as provide new opportunities for collaboration and communication.

While there is no one-size-fits-all approach to using technology in education, it is clear that it can be a powerful tool for enhancing teaching and learning. That is why it is important to know how important is technology in education.

Make sure to browse our site for more educational advice and fresh blog posts.

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Watermelon Bath Bombs

Making these cute watermelon bath bombs was so much fun and I was really surprised that the process of making these embed bath bombs was so fast! I mean, sometimes, when you’re having fun, time just flies. 

And, you’d think, with two colors, sprinkle embeds, and the painted-on seeds, that the process would take forever and drag–especially when you’re making a big batch. But really, it was such fun, I was done before I realized it.

Seriously, these took about 20 minutes of actual “work” and given that all that was split between two days, well, that was just a huge bonus that made it feel like no effort at all. Any craft project I can do in less than 20 minutes of effort is so awesome, I get jazzed and definitely have fun.

Plus, the couple of people I have in mind to give these watermelon bath bombs will also find out, these are a TON of fun. They’re super fizzy and smell wonderful–like watermelon candy.

Which is one of the best things about having bath bombs that smell like watermelon–because who wants real watermelon fragrance?! Nobody, that’s for sure. It’s nice, right, when you’re eating a big salty slab, but if you’re going to be honest with yourself, in the bath, the candy version of watermelon is a million times better.

So, the fact that these bath bombs are watermelon candy flavored is an amazing benefit that I feel needs to be explored. At length. In the bath. 

Oh, you’re not ready for a bath quite yet? That’s ok! Just pin this to your favorite bath bomb board on Pinterest so you can find them again super quick when you’re ready to make a batch!

But, if you’re ready to make some watermelon bath bombs with me, grab a bath bomb mold and get ready to have fun because here we go!

Supplies

 

Tools

  • 4-5 large bath bomb molds

 

Instructions

  1. Whisk together the baking soda, citric acid, cornstarch and epsom salts. 
  2. In a second bowl, combine the melted coconut oil, essential oil blend and alcohol together, mixing well. 
  3. Add liquid ingredients 1 tsp at a time to the dry ingredients, mixing it together slowly so as not to start the fizzy reaction. 
  4. Separate about ⅓ of the bath bomb mixture into a second small bowl. To this smaller bowl of bath bomb mixture, add in the green mica powder and mix well. If you want more color, add some additional mica powder in 1 tsp increments.
  5. To the larger bowl of bath bomb mixture, add in the pink mica powder and mix well. If you want more color, add some additional mica powder in 1 tsp increments.
  6. Dust the bottom of one side of one of the bath bomb molds with cornstarch. The sprinkle side tends to come out on its own, so do not bother to dust that side with cornstarch.
  7. Place about 1 tsp of sprinkles in the non-dusted side of the bath bomb mold. 
  8. Immediately pack the bath bomb mold with the sprinkles overly full of the pink mixture. You want there to be excess mixture to help bond the two sides of the mold together. 
  9. To the cornstarch dusted half of the bath bomb mold, fill it about ½ full of green bath bomb mixture, then finish filling it with the pink mixture, overfilling as with the other half of the bath bomb. 
  10. Press the two sides of the bath bomb mold together, grinding and pressing them to force the two together.
  11. Allow the bath bombs to rest in the mold for up to 24 hours before gently tapping the side of the mold to release the bombs.
  12. To make the watermelon seeds, combine the black mica powder and the alcohol and paint the seeds onto the bath bomb, as desired.
  13. Use your bath bombs immediately or store in an airtight container until you’re ready to use!

 

Supplies

 

Tools

  • 4-5 large bath bomb molds

 

Instructions

  1. Whisk together the baking soda, citric acid, cornstarch and epsom salts. 
  2. In a second bowl, combine the melted coconut oil, essential oil blend and alcohol together, mixing well. 
  3. Add liquid ingredients 1 tsp at a time to the dry ingredients, mixing it together slowly so as not to start the fizzy reaction. 
  4. Separate about ⅓ of the bath bomb mixture into a second small bowl. To this smaller bowl of bath bomb mixture, add in the green mica powder and mix well. If you want more color, add some additional mica powder in 1 tsp increments.
  5. To the larger bowl of bath bomb mixture, add in the pink mica powder and mix well. If you want more color, add some additional mica powder in 1 tsp increments.
  6. Dust the bottom of one side of one of the bath bomb molds with cornstarch. The sprinkle side tends to come out on its own, so do not bother to dust that side with cornstarch.
  7. Place about 1 tsp of sprinkles in the non-dusted side of the bath bomb mold. 
  8. Immediately pack the bath bomb mold with the sprinkles overly full of the pink mixture. You want there to be excess mixture to help bond the two sides of the mold together. 
  9. To the cornstarch dusted half of the bath bomb mold, fill it about ½ full of green bath bomb mixture, then finish filling it with the pink mixture, overfilling as with the other half of the bath bomb. 
  10. Press the two sides of the bath bomb mold together, grinding and pressing them to force the two together.
  11. Allow the bath bombs to rest in the mold for up to 24 hours before gently tapping the side of the mold to release the bombs.
  12. To make the watermelon seeds, combine the black mica powder and the alcohol and paint the seeds onto the bath bomb, as desired.
  13. Use your bath bombs immediately or store in an airtight container until you’re ready to use!

 

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The Universal Studios Guide: Plus Size at the Parks

I wrote a First Timers Guide to Universal Studios where I shared a few tips on visiting the parks, but I wanted to share a bit more information with my readers who have asked a lot of questions about being plus size at the parks; if you’ve ever been nervous about visiting Universal because of your size, I’m here to answer questions, and put your mind at ease.

What to Wear.

The first thing I want to address is attire. Besides wearing thin clothing to help fit on rides (we will address this more down below), you want – no need – to be comfortable. Number 1 its hot. If you are not used to Florida weather, you don’t realize how hot and humid it can be. Dress for the weather.  Personally I have pretty big calves and knees, so I don’t like to wear shorts. My favorite thing to wear when its hot is cotton capris. My favorites are Spalding Women’s Capri’s – and they aren’t even expensive! Under $20 for plus sizes! They are breathable, and comfortable. The band doesn’t roll over, and if you decide to go for the yoga pants vs capri, they have pockets!

Secondly, as a woman – I highly recommend breathable under garments. Sports bras can also be great if you are well endowed, because it can help with fitting on rides that are a close fit.

For a top I say go with what you are comfortable with: If you are comfortable with a tank top that would be my suggestion because of the heat, tee shirts, tanks, sleeveless tops, whatever works for you (just don’t forget your sunscreen!)

Last but not least when it comes to what you wear – shoes. This one is super important. Even if you are relatively active, you walk a lot, like a LOT when you are in the parks. And you stand a lot. You want to make sure that you have comfortable shoes – preferably more than one pair if you’ll be in the parks more than one day. Now personally I prefer Sketcher Go Walk’s. They are comfortable, padded, and they come in wide width. I wear their slip ons, sneakers and flip flops. Even with the best shoes, you still will have achy feet, and maybe some blisters. Be sure that you soak them every night, and have these moleskins handy!

Possible Ride Complications.

So the biggest issue at the parks is – will I fit? No one wants to do the embarrassing walk of shame when you are told that you don’t fit, and you have to exit the ride.. right in front of everyone else that fits, and everyone else that is in the queue. So being plus size at the parks, what rides are the biggest concerns?

Revenge of the Mummy – Universal Studios
Harry Potter and the Escape from Gringotts – Universal Studios
Hollywood Rip Ride Rock It – Universal Studios
Jurassic World VelociCoaster – Univeral’s Island of Adventure
The Simpsons Ride – Universal Studios
Hagrid’s Magical Creatures Motorbike Adventure – Universal’s Island of Adventure
The Incredible Hulk Coaster – Universal’s Island of Adventure
Doctor Dooms’ Fearfall – Universal’s Island of Adventure
Harry Potter and the Forbidden Journey – Universal’s Island of Adventure

So with that being said, I want to preface that most of the other rides are not a problem for plus size people up to a 3x/4x or so. If you are plus size past size 3x, there could be other rides that may be a problem.

Now with the rides I mentioned above, there isn’t a specific way to know for sure you are going to fit; Unfortunately height and weight aren’t the only factors in if you’ll be able to ride or not. I know of people ‘smaller’ than me that couldn’t ride, and people ‘bigger’ than me that could. I highly recommend joining the Universal Orlando Plus Size Riders  Group on Facebook. It may help give you some insight on what rides you’ll more likely be able to ride, and what ones may give you problems. You may find someone else who is close to the same height/weight/measurements and ‘squish’. It definitely made me feel better about riding.


So here’s my personal experience: I am 5’6, in mid 250’s, and I wear anything between an 18-20 or a 1-3x top (depending on brand). I have been to the park when I was closer to 220, and I didn’t have a problem riding anything. Since I have gained weight, I was a little more concerned and didn’t try certain rides.  For example, I could ride Incredible Hulk, but I asked for the extended seating; all that is , is a longer seat belt. I am not very squishy; my fat is hard lol. So though I fit in the seat, its hard to pull over the restraint and buckle it without the extender. The staff was nice, and always put my party in the same row and just told me which seat had the extender. Easy peasy.

Forbidden Journey always made me nervous bc it would depend; I have large arms, so that made it a little difficult to pull down. If you pull down on the restraint as you sit down and pull it hard with you, most likely you’ll get the 2 clicks needed to ride. Sometimes they will help you push it down – sometimes they won’t. Don’t go after lunch lol. I road several times, sometimes I was able to do it myself, sometimes I wasn’t. Depending on who you talk to, it can be an issue.

Revenge of the Mummy was a little tight, but if you ride in the back, it seems to be easier to fit. same with Escape from Gringotts.

Even when I was smaller, I did NOT try Rip it, or Doctor Doom because I have heard of people even small plus size people, not being able to ride and I have an awful fear of being embarrassed, and unfortunately would rather miss out than do the walk of shame.
Now there are test seats for a lot of these rides – but that doesn’t mean for sure that you’ll be good. I have heard of people fitting in the test seats, but being turned away on the ride itself. I really wish that Universal would put the test seats in a private area, maybe behind a wall, or even be creative like a ‘virtual ride’ box, or something – but that is neither here nor there I guess.

Again, like I said – definitely join the Facebook group, it will give you better insight on people that may be your same size/shape, and give you a better idea on what to try!

 

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