4 Special Baby Shower Gift Ideas for a First Time Mom

Whether you are the parent, sibling, or friend of an expectant mother, it’s a wonderful experience to see your loved one prepare for a special phase of her life. This gets all the more special if she is expecting her first child.

With the desire to support the first time mom every step of the way, you may also want to leave no stone unturned in helping her welcome the baby. This especially holds true during her baby shower, when you are tasked with finding her extraordinary presents that last for a lifetime.

Here are four remarkable baby shower gift ideas for a first time mom to help you through the process.

 1. Get a Personalized Baby Blanket

Fewer things are as heartfelt as a personalized gift: cue the custom baby blanket. Sew the little one’s name into the blanket as a label, or opt for baby blankets with photos that will wrap the little one in photos of loved ones. In case you want to go the extra mile, you can quickly knit a chunky pillow to make a complete gift set.

2. Give Them a Pair of Baby Booties

Keep the newest arrival warm with a pair of sweet baby booties. Socks tend to slip off and onesies aren’t always an option, so be sure to invest in a pair of baby booties for the little bundle of joy. For a personal touch, you can also crochet baby booties by hand. 

3. Get Pajamas With a Zipper

New moms, as well as dads, have to get used to a lot of lifestyle changes. But one of the most significant requirements comes in the form of putting clothes on their baby. What seems like a regular task can turn into a nerve-inducing process very quickly, which especially holds true for brand new parents running low on sleep.

To help the new parents during late-night diaper changes, get them baby pajamas with a zipper instead of buttons. This small touch makes sure that the parents can get the baby in and out of the clothes with less hassle.

  1. Gift a Stylish Diaper Bag

Diaper bags are crucial for every new mom and dad. Unfortunately, they don’t serve many purposes once the baby grows up. This makes them a critical yet expensive investment. To save the parents from a huge expenditure, you can get them a multipurpose tote bag that they can use in various settings as the little one grows.

Due to their design, these stylish bags can easily hold all the essentials for a diaper change. However, they don’t become useless after the baby has grown out of their need for diapers. Pro tip: You can knit a bag all by yourself for a personal touch if you have the time to do so.

Final Thoughts

By following these tips, you can find the perfect gift for a first-time mom or dad. As long as you keep the parents’ needs in mind, you can easily pick a present that helps them prepare for their little bundle of joy. 

 

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How Do You Secretly Prepare for a Divorce

wedding ring and broken red heart – divorce concept

How Do You Secretly Prepare for a Divorce?

There are a number of reasons why some people want to keep their divorce plans a secret. It could be that they are worried their spouse will try to hide money or assets, it could be because they are scared about the reaction or they simply have not made a decision yet and want to get some advice first.

Whatever the reason is for wanting to secretly prepare for a divorce, here are some tips on doing it under the radar: 

Start with a free solicitor consultation

If you are not completely sure that you want to go ahead with divorce proceedings, the best option is to get some advice from experts, so that you can get a better idea of how the divorce will affect your life. Many solicitors provide a free consultation, so make sure you have any questions ready to ask them so that you can make a more informed decision.

Collate all financial and asset details

Dividing finances and assets is usually the biggest part of a divorce but you can help to get prepared by listing all assets and having all relevant financial information ready to discuss with your solicitor. For example, any outstanding loans, or any assets of value should be included in your list.

Emotional preparation

Going through a divorce can be a very stressful time and the more emotionally prepared you are, the better. You can help prepare by understanding the divorce procedure in more detail, so you know exactly what to expect. You should also consider the worse-case scenarios, such as if your spouse is not willing to co-operate throughout the divorce.

Talk to someone you can trust

Getting emotional support from a close friend or family member can help you to prepare for a divorce. As well as allowing you to talk through the reasons you are looking at going ahead with divorce, they may be able to help you with some of the practical sides of the divorce, such as changing living arrangements. 

If you know someone who has recently gone through a similar divorce, it will definitely help to talk to them and ask them for some advice or what they might have done differently if they could. They may even be able to recommend a solicitor or law firm that they worked with, if they are happy with the way their divorce was handled by them.

Plan your next steps

Another way to prepare yourself is to think about living arrangements and where you are going to live once you start the divorce. You should have a backup plan if you are not able to continue living in your existing home, so get arrangements in place, whether that is renting a place or moving in with friends or family.

Open a separate bank account

If you want to be able to start paying for solicitors and any other costs without your spouse knowing, you should open up a separate bank account and try saving up some money to pay for the divorce costs. 

Be mindful that if you start applying for credit, this could affect your spouse’s credit file, so taking out a credit card in your name could be better left until you are closer to officially starting the divorce. However, if you do not have a lot of credit in your name, it is definitely a good idea to get a credit card in your name to start building up your credit rating as an individual.

Keeping your divorce a secret can be difficult but if you work through all of these preparations, you will be in a much better position to go ahead with the divorce petition.

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Car Warranty VS Car Insurance: Knowing the Difference

When you purchase a car, most of the time you are offered a car warranty. A car warranty will cover specific problems with your car – like a mechanical failure, electrical failure, things like that. This is separate policy than your car insurance, and usually quite a different type of protection.

When you are buying a car, it’s important to know the difference between a warranty and insurance. They both can help protect you, however, the difference is the kind of protection each offers. 

A warranty usually will cover those mechanical breakdown for parts and labor, including malfunctions due to defects or issues with the parts. Car insurance will usually help pay for repair if it’s damaged by a collision or another type of cause, such as vandalism, theft, fire or flood. 

WHAT DOES A CAR WARRANTY COVER?

There are different types of warranties: there are new car warranties, used-car, and extended warranties; some of these can be purchased directly from the manufacturer, others are third-party warranties. 

A new car warranty, is the manufacturers promise that they will help pay or completely pay for replacement parts and specific covered repairs during a certain time (the ‘warranty period’). Usually the new car warranty is included in the purchase price of your vehicle. Most warranties will last anywhere from 3 years and 36k miles, or 10 years and 10k miles. Some factory warranties will apply to certified pre-owned vehicles as well. These warranties usually vary from company to company, so be sure you know what you are purchasing.

New car warranties usually consist of 2 parts:

“Bumper-to-bumper’ coverage, which includes things like the electronics, AC and heating system, etc. Warranties usually do not include regular wear and tear like tires, or brakes, things like that.

“Power Train” coverage will usually cover the car’s engine and transmission.

Sometimes you can purchase an extended warranty in addition to the new car warranty, or sometimes even an additional warranty to your used car through the manufacturer or even a third-party. Most warranties do require you to pay a deductible before they will pay out for repairs: or some will require you to pay for labor and they pay for parts ,etc. This is why it’s super important for you to read your paperwork thoroughly. 

No matter what type of warranty you have, remember you still need to keep up with routine maintenance on your vehicle. Usually to keep your warranty in force, you have to keep up with the required maintenance recommended by the manufacturer in order for the warranty to be valid.

 

WHAT DOES CAR INSURANCE COVER?

As I mentioned, car insurance will usually pay for repairs/damages done due to a collision or other things like a fire, flood, vandalism, etc.  Unlike  a warranty insurance won’t usually cover mechanical or equipment breakdown unless it was a direct result of an accident or natural disaster type of incident.

Car insurance can actually help cover more than just damage to your car: These are the types of coverages that are available for your car insurance policy:

LIABILITY INSURANCE – covers damages to property, and medical bills caused by an accident where you are at fault.

COLLISION COVERAGE – If your car is damaged due to a collision with another vehicle, this coverage helps pays for the repairs due to the collision.

COMPREHENSIVE COVERAGE – Helps repair or replace your car if its damaged due to: theft, fire, flood, vandalism, hitting an animal, or a flying/falling object.

UNINSURED/UNDERINSURED MOTORIST COVERAGE – This coverage could help you if your vehicle is damaged by a driver with no insurance, or very low coverages.

MEDICAL PAYMENTS COVERAGE – If you or a passenger is injured in an at fault car accident, medical payments will pay for emergency room, hospital stay, and doctor visits.

If you have  questions regarding your warranty, be sure to reach out to the manufacturer, and with your insurance, you can reach out to your agent!

This post is sponsored by Falls Motor City.

 

 

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Tips On Starting A Successful Business

Have you been hearing from your friends that this is the year you should start thinking about opening up a business? Have they loved your recipes that you’ve been creating? What about hacks for parents to make their life simpler? These are all sorts of great ideas to help others and also earn a bit of money for you and your family. Of course, these ideas and a business don’t earn you a big income overnight but there are a few steps you can begin to put things into place to help you become successful along the way. 

  1. Think About Your Passion: One of the biggest tips on starting a successful business is making sure that it is something you are truly passionate about. I’m sure you’ve heard the phrase “You’ll never work a day in your life if you love what you do” and it couldn’t be more true. Your customers and future clients see the hard work, dedication, and love you put into whatever it is you truly excited about. They can see it on your face and in your effort. Find your niche about what it is you want to talk about and start there.

  2. Figure Out Your  Platforms: Is this business something you want to do solely on one platform or many? There are various ones out there including Pinterest, Instagram, Facebook, Twitter, and more. Each platform is there for a specific purpose so you’ll want to think about how you are going to market your business and how on each one. For example, Pinterest is geared towards colorful pictures and quick marketing slogans. You’ll want to make sure that whatever it is you are trying to sell or share with your followers, is colorful, bold, and stands out to them. You want your pictures to be either of one object and in good lighting. 

  1. Does Branding Matter? Yes, it does! Branding is really the key to your business so you want everything to be consistent on your platforms including if you use a website to host everything on. This is a great outsource to help build your business as well. If you’re not sure where to begin, find a reputable company to assist you!  New Day Creative can help you build the perfect brand that gets your message across to your audience. Through their agencies that will help you from the very early stages to assisting in bigger projects. Regardless of where you are at in your business, this advertising agency, located in the Columbus, Ohio area is one that can assist and help with insight, expertise, and answer questions to bring your business to the top.

  2. Set Small and Big Goals: Once you have an idea of your brand, your website, and how to market, set yourself goals that you can accomplish that week, month, and quarterly. It might seem overwhelming at first but it’s more manageable to see things laid out this way. If you set 12 goals for the year, you can zero in on accomplishing one each month instead of focusing on getting 12 done ( which rarely happens ). Goal-setting might be scary because you want to be able to accomplish and achieve each goal which is understandable. That’s why starting small to reach a bigger goal is the perfect way to break that down. By working your way up, you’ll be able to reach that expectation in no time.

  3. Work Together: While building your business, find similar companies, businesses and creatives like yourself who can work with you, not against you. Remember that everyone starts at zero and we can’t be anywhere without the help of one another to share, promote and spread the word about what we are working on. Find people who share the same passions and ideas as you. Brainstorm new ways you can help reach a bigger audience, revise an idea or figure a new strategy to market to someone in a different country. Attend meetings, find people in your neighborhood or community and also reach various forums online to begin finding these networks of leaders.

To start a successful business, you alone need to be responsible for the time, effort, planning and money that you’ll be putting into it. It doesn’t come overnight but it does take hard work, consideration, thoughtful ideas and patience to see it grow. Use your resources to assist you along the way because you never know how the favor can return down the road. Call on those professionals to seek guidance and learn from critical criticism to build your business that will help and inspire years down the road. 

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3 Healthy Habits to Teach Your Child this Year

Like it or not, parents won’t always be around to help their children make smart health choices. Eventually, your kid will grow up and face the world on their own. The good news is that you can take action today to help your child develop healthy habits that they’ll carry with them for the rest of their life. Indeed, how you talk about health and wellness now could have an impact on your child’s well-being for decades to come. With that in mind,  today we’ll explore three healthy habits parents should try and teach their children in 2021. Check them out here: 

Daily Exercise

Whether you’re eight, eighteen, or eighty, it’s still important to include regular exercise into your daily routine. Unfortunately, many kids don’t get the exercise they need on a regular basis. As such, parents should make it a point to encourage their kids to get out of the house and play for at least an hour a day. What’s more, you can ensure your kids get the exercise they require by engaging in certain activities with them. This could include playing catch in the backyard, taking the family dog for a walk together around the neighborhood, or even cleaning up around the house.  

Visit Medical Professionals

The sad reality is that many young adults don’t go to the doctor’s office –– even if they feel unwell or need a checkup. Often, this reluctance to speak  with medical professionals can be traced back to childhood unease. Many children understandably feel uncomfortable visiting medical facilities or doctor’s offices. As a parent, it’s your job to help your child overcome any fears they may have of doctors or clinics. Explain to them how devices like a stethoscope or a well plate function and reward them for good behavior at the doctor’s office. Doing this now could empower them to seek medical assistance some day in the future. 

Communication

A person’s overall health includes their emotional and mental wellness in addition to their physical condition. What’s more, a large number of kids have trouble expressing themselves and their needs. Proactive parents should engage with their kids every day and ask them about their feelings and desires. Allow your kids to vent when they need to and provide them with resources and support to address any mental or emotional issues they may be experiencing. Teaching a child how to deal with stress, anger, frustration, and sadness now will prove hugely beneficial in the future. Remember, parents don’t have to have an answer to every problem, but they should be present to provide what help they can. Often, that’s more than enough!

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