Everything Your Kids Need To Know About Money

There are quite a few parents who worry about teaching their children about money and money management. They tend to worry that their kids might not be ready to face the whole concept of money. However, it’s good to expose your children to this part of life as early as possible. That way, they can grow up with a sensible grounding and will have a good knowledge and experience of money, which will greatly set them up for life as an adult.

Money Doesn’t Grow On Trees

It can be very easy for children to think that there is a bottomless pot of money that adults dip into whenever they need to buy something. But we all know that that’s not how money actually works. So, you need to teach your children that money doesn’t grow on trees. Make sure that you instill a good work ethic into them so that they understand that the more they can work and the better job they have, the more money they will be able to earn throughout their life.

There’s Usually Emergency Help

It can be very easy to start stressing about money worries whenever we hit any financial trouble. Your kids will find this out later in life, but it’s a good idea to try and teach them that there are always ways to find help with finances. For example, there are many different financing options that can help you get over issues. It could be worth showing your kids more about National Debt Relief so that you can show them who they could turn to whenever to need to. It’s also important to teach them that it isn’t worth getting stressed out about money – no matter how bad it seems, there is always a way through to the other side.

You Need To Save For Good Things

Good things come to those who wait! We all know that, right? Well, kids won’t know that until they learn it. So, you should keep on reinforcing the idea that saving is better than spending because it gives them a chance to increase the amount of money they have so that they can then buy some extra special. Giving your kids some weekly pocket money gives them the chance to experiment with saving so that they can see just how beneficial it can be.

It’s Good To Be Skeptical

We all know that there are somethings that see to be way too good to be true. In most cases if something does seem too good, then it probably is! That’s often the case with money scams. So, be sure to tell your kids that it is ok to have a healthy amount of skepticism about money products. It could really help them to spot a scam before it is too late!

So, there you have it. Some important money lessons that will make your children a lot better at managing their money and finances once they are independent. It will make their lives as adults a whole lot easier!

Posted in Money Matters | Leave a comment

Drivers: Don’t Make These Mistakes While Out On The Road

Every driver makes silly mistakes from time to time – but that doesn’t mean you should just ignore them. Knowing the most common mistakes that drivers make and assessing whether you tend to make these mistakes can help you to become a much better driver. You might not even realize that you’re doing any of the things listed here, until you read through them.

Take a look at some of the mistakes you could be making:

Looking At Your Phone ‘Just For A Second’

Mobile phones are one of the biggest reasons for distracted driving. We’re so addicted to our phones these days, that we can struggle to put them down even for a few minutes while we’re doing something as dangerous as driving a vehicle!

You need to allow yourself to become more detached from your technology. Looking at your phone even for a second can cost you your life, or the life of somebody else. The best thing you can do to avoid this impulse is to put your phone on silent or turn it off, and leave it in your bag or your glovebox. If you must, you can download an app that will read your texts aloud to you while you drive so you don’t feel the need to touch your phone at all. However, if you know you can’t resist temptation, it might be best to get rid of it all together and turn it off before putting it somewhere you can’t reach it.

Not Turning When You Indicate

Picture the scene: you’re driving along, and you indicate to make the next turn. However, at the last second, you realize that this is the wrong turn. What do you do? In an ideal world, you’d take the turn anyway and either pull over or turn around safely, or adjust your route. However, many people have made the mistake of deciding not to turn at the last second and ended up in a collision. While the car behind you may not have the best etiquette by trying to go around you before you’ve even turned, you’ll be at fault for the collision if you indicated but didn’t take the turn. Always take the turn if you’ve indicated and you’re already at the turn. The only time it may be ok for you to do otherwise is if the roads are empty.

Allowing Yourself To Get Distracted

Aside from your mobile phone, there are many other things that can distract you while you’re on the road. Whether you’re fiddling with the radio as you drive or speaking to a talkative passenger, these things will stop you from driving as well as you could be driving. Make sure you sort things out before you set out; set up your sat nav, tune the radio, and have everything in place so you have no excuse. If your passenger is talkative, only answer when you’re confident about where you’re going – and don’t be afraid to let them do most of the talking.

Getting Too Worked Up On The Road

It can be easy to get yourself all worked up while driving, especially if you don’t know where you’re going or something else is going on. The more you let yourself get worked up, the worse you’ll feel. If you can feel yourself getting stressed out on the road, take deep breaths until you feel calmer. It sounds like a cliche, but it works. If you have to, pull over until you’ve calmed down. If you know you’re an anxious driver, try the following tips:

  • Listen to relaxing music quietly while you drive
  • Invest in a satnav or app to help you get to your destination
  • Always wear your seat belt and make sure your car is safe to drive
  • Try not to drive in adverse conditions
  • Drive when the roads aren’t too busy

Eventually, you should build your confidence up enough to feel confident in any driving situation. Practice makes perfect when out on the road.

Not Adequately Preparing For Long Drives

Preparing for long drives properly could save your life. Is your car safe? Have you checked the tire pressure, and changed the oil? Do you have enough gas in the tank? Do you know where you’re going to stop for refreshments/gas/and sleep? Have you taken the time to sign up for a defensive driving course so you’re prepared for anything? These tips will help you in all situations, especially long drives. Lots of people risk driving their car without checking it out or working out where they’ll stop to get some sleep, but they are taking a huge risk that isn’t worth the consequences.

Ignoring Warning Signs From Your Vehicle

If your vehicle is warning you about something, the worst thing you can do is ignore it. Occasionally, the light may have shown as a mistake and disappear, but you should take your car to get looked at ASAP rather than waiting for it to go away on its own.

Riding The Clutch

Riding the clutch is a dangerous driver error that lots of drivers make. If you’re changing gear and keeping your foot on the clutch while you drive/turn, you’re going to wear your clutch down, as well as have less control over your vehicle. You have far more chance of losing control of your vehicle while riding the clutch than any other time.

Ignoring Your Mirror Positioning

Your mirrors need to be positioned perfectly so that you can see by just moving your eyes, rather than your head. If you’re over six foot tall, you’ll need to position your mirrors so that you can see your blind spots by overlapping your rear view mirror. Make sure you check that your mirrors are in the correct position every time you get in the car.

If you drive, make sure you avoid these mistakes while out on the road at all costs. Making the mistakes listed here could mean making a silly mistake with big consequences.


Posted in Car Love | Leave a comment

Crash, Whallop, Bang: The Superwoman Response To Dealing With A Car Accident

Car accidents are something that happen more often than we probably care to admit, and it will certainly happen when you least expect it. Whether you consider yourself to be an amazing driver, you can’t control how someone else is driving, what they are feeling and their level of concentration at any given time. There is a risk to being on the road, and especially can be worrying when you have children in the car. However, if you do find yourself in this situation you may feel like you are overwhelmed with thoughts and emotions. So I wanted to share with you the superwoman way to handle the incident with divinity and preciseness. Ensuring that you are taking care of yourself and your own families wellbeing.

Stay calm

The collision has just happened, and come to an abrupt stop. Your mind will be racing and you may be trying to come to terms with exactly what has happened. Att his stage sit tight, and remain calm. You need only a few seconds to get her your thoughts and your emotions so that you can move forward with the process. Calmness isn’t easy to obtain, so a couple of deep breaths while you work out what just happened is vital.

Is everyone involved ok?

The next thing you need to determine if you or anyone in the vehicle are ok. Are children safe and strapped in, do you need to get them out of there, is there any evidence of someone needing medical attention. This is important as depending on the type of accident, if there has been any bumps to head, that you call the emergency services as soon as possible so that people can get treated quickly.

Keep your cool when dealing with others

Stepping out of the car you may finally see what you are faced with, and try and bear in mind that anyone else involved may have the same levels of Adrenaline and emotions coursing through their veins. Keep your cool. If it your fault be apologetic and specifically with your thoughts and actions. If you are not to blame try and not let emotion get the better of you and pinpoint your blame directly at others. In these types of situations discussion of feelings and balance can take place at a later time with the right people, during this moment you need to actualise what has happened and take action.

Take pictures of the vehicles and area

Your smartphone is your biggest asset at this point. Take it out and snap as many pictures as possible. Take pictures of your vehicle and others involved, make sure you get the surroundings and the location in which it happened. This will be important for informing others including your insurance company of any issues that you have faced, and your version of events. This could also prove important later on if you decide to take any legal action.

Speak to witnesses

The next thing to determine would be if there are any witnesses involved. These are the people that can back up the story and provide an account of what happened without necessarily being directly involved. Make a note of their details so that any insurance company or legal advisor can speak to them to correlate your versions of events. They can also help defuse a situation if others parties involved are not handling it too well.

Take notes of the details

You also need to speak to the other driver or drivers involved. This is the point where you will exchange details such as the full registration of your vehicle, the name of your insurance provider, your name and your contact number. This is so that you can make the necessary calls and let certain people be aware of your claims and the incident that has happened. At this stage you may also want to contact the local emergency services if your haven’t done so already for urgent medical attention.

Seek medical attention

Whether you are hurt or not, you will be in some form of shock, so you do need to seek some medical attention. You may choose to do this at the scene of the accident or you may prefer to seek out media all attention at your local doctors or hospital. It is important that you do this, as this can also help you in terms of taking any legal action in the future. Especially if you do feel like you need to take a few days away from work or if you have suffered any other loss in the process.

Discuss your case

You may want to discuss your case in more detail. If you weren’t to blame for the accident but feel you have been left with a loss of earnings or issues moving forward. This is when a car accident injury attorney could help you out. They could discuss your case and act on your behalf to claim back some compensation or money that you are owed from the other insurance company. This is why evidence and witness statements are important, as well as seeking out advice on any injuries you do feel that you have as a result of the collision and car accident.

Focus on your mindset moving forward

Finally, you may find that your mindset and mental wellbeing will have taken a knock after the incident. It is completely normal to not feel as confident behind the wheel and you may be worrying about it happening again. However, you do need to focus your mindset on moving forward. That means trying to turn what has been a negative experience into something positive. The experience itself may have a knock on effect on what you think about other aspects of your life, but see it as a turning point for positivity and change. It could certainly make a difference to you moving forward.

I hope that this advice will help you respond to a car accident, or even any real incident in your life, as a superwoman.

Posted in Car Love, Money Matters, Parenting | Leave a comment

5 Things You Will Need to Begin Quilting

So you’ve been looking for a new hobby that you can take up and you’ve finally settled on quilting. Now you’re itching to get started but you don’t what to do first!

Now, like any new hobby, you will need to invest in some new tools so that you can begin your journey. The following list may not be as comprehensive as others, but they are essential to ensuring that you can begin with ease. You don’t need to go overboard with buying materials, just the basic ones and you’ll still be able to produce a quilt.

  1.    Sewing machine – out of all the tools and materials that you will need, this might be the most expensive investment you will make unless of course, you wanted to start with hand quilting. But if you want to get into the hobby easier, it’s better to use the sewing machine. Be meticulous with your choice of equipment. There are so many models available in the market and you want something that’ll last for years. That’s not necessarily the most expensive model in the market. Do your research, ask fellow hobbyists and go to forums to find out which sewing machines is the best one to buy.


  1.    Quilting fabric – it’s better to start your quilting journey with some high-quality quilting fabric. This way you won’t encounter problems like puckering or a fabric slipping while working on it on the machine. It would also be good to buy basic quilt patterns as your guide. Once you’ve mastered the skill, then you can begin to deviate from the usual patterns and just create your own.


  1.    Pins, thread, and needles – it’s a given that you would need the three to finish a quilting project. More than likely your sewing machine will come with some standard sized needles that you can use. You can also purchase some hand needles and specialized quilting needles. The former is for when you will need to patch up some holes and the latter is for when you will put all the layers together. WIth threads, go for those with high quality so that you know that your quilt will be well-made.


  1.    Rotary cutter – when you cut the fabric for the quilt, it is very important that you are able to achieve perfectly precise cuts. A rotary cutter, which may look like a pizza cutter at first, is the perfect tool to make the cuts on your fabric as its blades are very sharp. And because they are sharp, sometimes they can cause injuries so as a beginner, purchase the type that has a safety clasp or a way to close it so that you won’t be afraid to just leave it on your work table.


  1.    Self-healing cutting mat – hand in hand with a rotary cutter is a self-healing cutting mat. Not only will it make sure your surface will be free from scratches and cuts but it can also help maintain the sharpness of the blades.


Posted in Crafts/DIY | Leave a comment

The Best Advice for Beginner Drivers

Learning to drive is a fun but often challenging experience. There are so many things to consider and so much advice coming at you from all different directions. A blog you read said one thing, your uncle who says he knows cars inside and out said another and your friend who just got their license said something completely different. It can be difficult to know whose advice to follow, so here is some basic information about how beginner drivers should go about learning how to drive. There are a few different ways people might want to learn, but there are things in common that each method has. Whether you are learning how to drive currently, you are about take your test, or even if you haven’t had your first lesson yet, there is something here for everyone. Read on to find out how you can learn how to drive, and what you should do to go about obtaining these kinds of skills.

Learn Before You Get Behind the Wheel

There are loads of things you can learn about driving a car before you even get behind the wheel. If you want to get ahead of the game, make sure you do your research. This involves going online or asking people you know about the basics of getting the car moving, and how to do that. Make sure you know what each pedal does, and the things you have to do to get the car rolling. Although this might seem like a tedious and boring thing to do, it will benefit you. This means that when you have you get behind the wheel you already have some knowledge of what to do. This can actually save you money in the long run too. If you’re paying for your first lesson this means that instead of having to sit there with the instructor explaining the basics to you, you will actually have to drive. This means making the most of your hard earned cash and getting the most out of your time with the instructor. Make sure you do your research and learn everything you can before you have your first lesson. Learning things alongside lessons like the meaning of road signs can be a great idea too.

Drive Outside of Lessons

In your lessons, you will no doubt learn new things about driving, and each week you will get to know something new. Alongside your taught lessons it is also a good idea to practice driving, and start solidifying the skills that you have. It can be very beneficial for many people to drive outside of lessons if they can. This would involve getting to drive the car of a partner, family member or friend. As long as they have their own car and have been driving for a certain number of years, and as long as you have a provisional license, you can drive their car. This is a great way to learn outside of lessons and to hone the skills you have already learnt. This gives you more practice behind the wheel, so driving will become second nature to you. So much of driving is about being confident in what you do, and more time behind the wheel will give you bundles of self-confidence.

Get Your First Car Lined Up

Not everyone is lucky enough to start driving their own car as soon as they pass, but everyone has some options. If your family or partner have a car you could always share insurance and get you insured on the vehicle. This way you get to drive and use your skills without the proper commitment that a car brings. There are also lots of different payment options if you do want to get your own car, this link might be of use to you if so:

http://www.carchex.com/content/audi-factory-warranty. There is always the option of getting second-hand vehicles too. Sometimes you can be fairly lucky with the pre-loved cars you find. Something that is still relatively new with low mileage. Although when buying second-hand cars you do have to be careful as the cost of repairs and the chance of them happening go up. There are a few options for you to get a car as soon as you’ve learnt to drive. It can be worth looking up what is available to you when you are learning, so you have a plan in place.

Don’t Stop and Start

One thing that stops people from learning how to drive is stopping the learning process then starting it up again at a later date. Once you have been driving for a few years this is much easier to do as you have already built up the skills. If you are a beginner driver, however, stopping and starting up again can slow down the learning process quite a lot. To avoid this make sure that everything is in place so that you can carry on learning and having lessons. This might involve saving up for enough lessons, or getting a job so you have a steady income in order to keep learning. If you run out of funds to buy lessons you can always practice in a family member’s car to maintain your skills. Make sure you don’t stop and start the learning process, so you can continue to develop your skills. If you manage to do this you will be a qualified driver in no time.

Here are some tips, tricks and advice for beginner drivers. There is no secret to learning how to drive, it just involves getting lots of practice, and getting in as much as you can. Building up your confidence is just as important to learn the skills, so drive whenever you get the chance. Learning outside of lessons is a great way to make the most of your money, and to get the most out of the lessons too. It can be useful to think about how you are going to buy a car and putting a plan in place for when you pass your test.  


Posted in Parenting | Leave a comment