Top Tips for Online Business Mastery

We all know that building a business takes a lot of hard work and vision – but if you want to take your business to the next level, here are some things you need to do:

Know SEO
Sometimes success can just be about showing up on the first page of the search results – ‘google’ searches are a great way to reach potential customers; and you can do it organically without spending a dime! You just need to make sure that you have top-quality content on your site. You also can invest money in PPC ads. But either way in the long run, knowing SEO will be worth it.

Use Social Media
You MUST have a presence on social media – it’s mandatory if you want to have a successful business. Find out which social networks work best for your type of business and content, and focus on that. Try to get an increase in followers by cross-promoting your social media accounts in your email signature, posts, newsletters ,etc. Engage with followers and share content that they want to share!

Get Affordable Data Management
Get a data management software like gartner mdm that enables you to have an affordable and accessible approach to data management that will accelerate your digital transformation – and user friendly.

Content Marketing
Establishing yourself as a leader in your industry is best done by creating quality content – experiment with content, and see what works best for you. Some eye catching content to share could be infographics, videos, case studies, blog post, and podcast. Create content to reach your target audience, and then broaden your horizons to target more people that could be possibly interested in your business.

Try Affiliate Marketing
A lot of small businesses don’t consider building an affiliate program, but it can be a major opportunity to bring in revenue. You can definitely help grow your business faster by having an affiliate network to help you! Choose a network that best fits your business and be sure to offer your affiliates whatever they need to promote your products.

A CRO Makes a Difference

When you are growing your business, you need to do what your customers do before making a purchase and what makes them ultimately choose to buy what they buy. Analyze your sales process and and check your funnel to see if visitors are getting distracted and remove an barriers they may encounter. Test your website features such as your landing page, product copy and action buttons to see what might help you improve sales. CRO will definitely help you see what is holding you back from making progress.

Be Mobile
Just like social media – you can’t ignore the fact that a lot of people do business on their cell phones. You must, absolutely MUST, have a website that is mobile optimized. Most online shoppers do their research on their phones before making purchases – and some just purchase right from their phones! If you want to have more customers you MUST let them shop you from the convenience of their cell phones

 

 

 

 

Posted in Uncategorized | Leave a comment

How to Get a Loan with Bad Credit

It takes years to build good credit, but unfortunately it can be ruined in no time at all. You may have fell on hard times, been young and uneducated about how credit works, or maybe gotten in over your head, it happens to the best of us! Either way, sometimes a situation comes up that you may need to try and get a loan with bad credit – thankfully, though it may be costly, t’s not entirely unachievable. Check out these tips for how to get a loan with bad credit.

Generally personal loans typically don’t need collateral (like a house or a car) they are just unsecured loans with a structured installment payment – you repay the amount you borrow, plus interest, over a certain amount of time. However, if you have bad credit your choice of loans may be quite limited and you will pay higher interest rates because of it. So if you do qualify, just be prepared and know that it will be more expensive to repay it.

Know Your Credit Score and What it Means

Lenders always know your credit score, and you always should too! When you are applying for a loan,  that score is going to be the final deciding factor on whether you will be approved or not. You can check your credit score for free at Freecreditreport.com or ask your bank if they provide a free credit score. (Just find the FREE sites, a lot of companies, like FICO itself, will make you pay for it!)

Stay Away From PayDay Loan Companies

These might sound like a good idea -especially if you are in a tight spot. But trust me – just don’t. Some of these companies will charge up to 350% interest! It will leave you in a cycle of getting these loans over and over again because it’s nearly impossible to climb your way out of their ridiculous fees.


If You Have Bad Credit, Fix It

Starting off you are going to pay more to get a loan – however, the nice thing is – that loan can help build your credit. Be sure to regularly check your credit score, pay all your bills on time, don’t use all of your credit limit, keep cards open to show you are capable, and pay down your debt. Stay focused, and you should be able to build your credit steadily.

Try a Secured Loan

If you own your vehicle or home, or other assets that hold value, some places will be more likely to give you the loan you need using those things as collateral. Just remember -if you don’t pay, they can claim stake on that property. So make sure it’s a loan you can afford before getting one.

Ask for a Co-Signer

Though I’m not a super fan of co-signing, this may be an only option for some. With a co-signer you get the interest rate that THEIR credit qualifies for. So if you know someone who trusts that you will repay the loan, that has  good credit – this could be the way to go. But remember, if you don’t pay – they are responsible. If you get behind, it affects their credit score as well.

Posted in Uncategorized | Leave a comment

Questions to Ask Yourself Before Plastic Surgery

Any type of surgery that you undergo is serious – and should always be thought over, and decided 100% before following through, especially if it is for cosmetic purposes only. Before jumping in to go under the knife, here are a few questions you may want to ask yourself.

Does the Possible Positives Outweigh the Possible Negatives?

As I mentioned -every surgery comes with risks. You should get several opinions, and talk to several Doctors regarding the advantages, concerns and the recovery of a surgery that you are thinking of having.

Have You Considered Alternatives?
For a lot of issues that require plastic surgery , there  can be alternative actions. Behavioral changes like diet and exercise are a good alternative; because guess what? Plastic surgery is not just a get skinny quick scheme. Your body goes through quite a racket and recovery can be long and painful. What is worse than not having surgery? Having it, then gaining back all the weight because you didn’t prepare yourself for the ‘recovery’ portion of your surgical procedure.

Do You Have Realistic Expectations?

Cosmetic surgery can definitely work some wonders, however, it’s not a fix-it-all. You have to have realistic expectations. Will anything really be any different after your surgery? Do you plan to be more accepted by your friends and peers because of it? Do you think you will become more successful? Be honest with yourself and consider how it will make a positive (or possibly negative) difference in your life.

Are You Being Honest with Your Doctor?

You absolutely MUST be 110% honest with your Doctor when discussing your lifestyle, and health. From smoking, to vitamins and herbal supplements, you must be honest with your Doctor so they can do the correct  calculations for making sure the surgery is successful AND that you recover fully – but also to give you an idea of what to expect.

Have You Done All Your Research?

Research is super important, you need to know the in’s and out’s of the surgery that you are wanting to have. You need to know the procedures (the do’s and don’ts) how it’s performed, the risks and recovery associated with it, and of course vet your plastic surgeon. Are they board certified? How experienced are they? Do they have quality references? Do you feel comfortable with them? Can you honestly talk with them and ask questions? This is all very important research to have done before even thinking about scheduling a surgery date. Consider a well known and respected surgeon like Farrior Facial Plastic Surgery.

Will Surgery Really Help You Reach Your Goal?
Are there real, life changing goals, that can be reached by this surgery? Maybe excess skin removal from losing a lot of weight, or breast reduction to help ease your back pain? If you expect plastic surgery to change your life – to change your personality or finally give you self esteem, you could be disappointed. You need to determine if maybe it is something you need to work on from the inside out, before your surgery, or if it will really help.

 

Posted in Beauty | Leave a comment

Using Marijuana for Medical Reasons? How to Pass a Test Using Nexxus Aloe Rid Shampoo for Detoxing your Hair.

Although using marijuana for medical use has been legalized in 33 states in America, there is still a huge number of instances when this helpful substance is not able to be taken. Whether you are a federal employee, working for a company with a federal contract, playing pro sport in a state where marijuana has been legalized or simply self-medicating rather than going through official channels, and some stage it is possible that you will find yourself facing a drug test.

There are a range of toxicology tests in use, including salvia samples, blood extraction, urine testing or hair analysis. By far one of the more common drug tests administered by workplaces and for at home testing is a hair sample analysis. Thankfully there are a range of options to help you remove traces of THC from your hair before you need to undergo testing. You can also find reviews and additional recommendations for detox products on a site like this: https://cleardrugtests.com/products/nexxus-aloe-rid-shampoo-review.

Marijuana is widely available in a range of formats, from more traditional cigarette, through to oils, edible products and a range of ways to inhale the substance., and with the increasing popularity of THC to treat a range of issues it has become socially acceptable to consume despite the years of anti-cannabis propaganda. Unfortunately, it is still illegal in quite a few situations.

Medical Marijuana State Laws

Each state has its own laws outlining the use of marijuana and THC, both recreationally and for medical purposes. There is also federal law which differs again. The National Congress of State Legislatures (NCSL) have details information available on the different laws and regulations available here.

If you are crossing borders, both state-wide and between USA and Canada or USA and Mexico, it is important to know what the repercussions will be if you are stopped at for a roadside sobriety test and are suspected of driving while impaired under the influence of THC.

Therapeutic Benefits of Marijuana

There has been a lot of discussion about the benefits of cannabis or cannabinoids being used for certain treatments; particularly for chronic pain, nausea, epilepsy and symptoms in multiple sclerosis.  Because of the reported positive improvements in people’s lives, particularly if they have a chronic or long-term medical issue, marijuana is regularly consumed my people outside of the propaganda-based stereotype.

It is often these people, respected business owners, older members of the community, employees in positions of authority or responsibility, who will sensibly consume marijuana after hours to help manage their condition, but still run the risk of losing their jobs if THC is found to be present in a drug test.

Medical Marijuana Research

Because THC is still considered a Schedule 1 drug under the American Controlled Substances Act, researchers based in the USA have limited access to human trials and studies of the effects of marijuana and its THC content. However, an in-depth look at the research worldwide was undertaken in 2017 and released as “The Health Effects of Cannabis and Cannabinoids: The Current State of Evidence and Recommendations for Research”

Testing Timeframes

Unlike alcohol which is quickly metabolized by your body, the THC and cannabinoids in marijuana are absorbed into your fat cells and are detectable for a longer time frame. However, the timeframes in which it is possible to detect any substance does depend on the amount consumed, the regularity of consumption and the type of toxicity test being taken.

  Occasional User Moderate User Heavy User Chronic User
Urine Testing 3 days 7 days 15 days 30 days
Blood Testing 1 day 2 days   25 days
Salvia Testing 3 days     29 days
Hair Testing Almost undetectable 60 days 90 days 90+ days

Marijuana can be detected in your system even if you have only been around the substance without actually consuming yourself. Smoke can get in your hair and through your skin into your blood stream, oil may get on your hands and enter your body that way, however although detectable in toxicology testing, it will be shown to be only small quantities, so ramifications will depend on if there is any flexibility allowed or if your test results are required to be 100% clean. With the way that hair testing works, it may be detectable from within a few days right up until 90+ days.

Toxicology Testing

No matter what the reason is for you being certain that THC or cannabinoids will show in your toxicology report, there are a few things that you can do to try to detoxify your body. However, there are different methods preferable for different tests, so you need to decide if you are going to be most likely to get a urine test, blood test, saliva test or hair test.

As the least invasive and easiest to administer most workplaces tend to prefer to use the hair sample analysis for drug screening.

The way hair sample testing works is by cutting a sample of the hair from your head, close to the scalp but unlike in the movies it doesn’t need to have the actual hair follicle attached. As hair grows it carries with traces of the environment your body has been exposed to. Carbon monoxide from walking along a busy road, food sensitivities, allergies, nutritional deficiencies, and of course any drugs you have consumed, are all detectable in your hair long after you have been exposed. They enter your hair as it grows and stay in the hair shaft as it gets longer. So, a hair sample test is able to tell how often you consumed as well as what, and to a degree how much.

Removing Traces Fast

You could shave or wax your head and body that would certainly remove any trace of drugs (and the ability to actually do a hair follicle test – although remember pubic hair technically can be used as well). However, the easier option is to look at one of the intensive detox shampoos that work specifically to open the hair cuticle and provide a truly deep clean. Your standard supermarket shampoos are unlikely to work, nor will simply bleaching or dying your hair. One word of caution – effective shampoos are not cheap, so there is a market for fakes, make sure that you now where you are purchasing from and that you are getting the real thing.

 

 

Posted in Fitness/Health | Leave a comment

What to Know Before Hiring a Personal Injury Attorney

Not every personal injury is the same – and the same thing goes for personal injury attorneys. Before you just hire any personal injury attorney that might come across Google, and may not be the best fit for your situation – here’s what to know before you hire a personal injury attorney.

SPECIALIZATION
A personal injury attorney focus on situations that involve negligence or reckless acts of other people; so if you try to hire your family lawyer that dabbles in personal injury, it’s not going to be beneficial for you. You need to seek out an attorney that handles personal injury almost exclusively, and has a niche for your specific situations. One attorney may be more versed on car accident personal injury, where another has more experience with medical malpractice, etc.  When looking for an attorney, be sure to find out what their experience is in, and hire accordingly. Some offices like Kinney, Fernandez & Boire have multiple attorneys on board who may specialize in several different niches which can be beneficial.

CONSULTATION
Before proclaiming “You’re hired!” meet for a consultation to make sure that the lawyer is not only specialized in your specific situation, but is a fit for you. The consultation is usually free, and can also help you determine if you have a good case.

AVOID AMBULANCE CHASERS
You know all those letters you get in the mail after a car accident? AVOID THOSE ATTORNEYS! A good attorney will not try and take advantage of someone who just went through a traumatizing situation.

THE COST
When hiring a personal injury attorney, you usually enter a contingency fee agreement – what happens is lawyers know that most people that have these unexpected cases have limited funds to put towards the litigation. So many personal injury attorneys will agree to devote their time and work into a case in exchange for receiving a percentage of whatever is awarded in the settlement. However, you can still have upfront fees associated with a personal injury claim such as researchers, filing and discovery costs. Some lawyers will pay this upfront IF they are pretty confident in a settlement , however, a lot of lawyers will require you to pay these on your own, which can be a high amount for an out of pocket expense.

THESE CASES TAKE TIME
While some personal injury cases settle quickly if its an ‘open and shut’ type of case, many others are way more complex and take a lot longer to settle. If you hire a lawyer with enough experience, they should be able to give you a good estimated wait of how long a case may take – but even that isn’t guaranteed. Some lawyers will suggest taking a lawsuit loan to help handle expenses while you may be recovering from an injury – but  keep in mind this comes with additional expense too. There is also NO GUARANTEE that a personal injury case will ever be paid!  While most personal injury attorneys are able to make a reasonable assessment based on their experience, there are way to many variables to have a guaranteed result.

Posted in Uncategorized | Leave a comment