Identity Theft: YES it Can Happen to You!

This is a sponsored post on behalf of LifeLock. Though I was compensated for my time, all opinions are my own.

AdvertisementI have worked in the insurance industry for over 10 years, and in those years I have seen a lot of crazy stuff. People opening their door during a car wash ripping the door completely off the hinges (and no, he couldn’t remember why), wanting the company to pay for the T.V. they broke during a game of Wii Sports, and a lady convinced that her neighbor was trying to off her by coming in her house and moving things around (yes, I’m not sure how I could of helped either!) I’ve also seen a lot of sad things as well – houses burnt to the ground, people loosing family in car accidents, and I’ve seen a TON of people become aware that their identity had been stolen.

One particular story I remember is a man who called my office with the opening line of, “you are never going to believe this, but..” I have heard that line a few times in my career, but this one takes the cake. This gentlemen went on to tell me that his old roommate from many years ago had stolen his identity – and he had been working feverishly the past 5 years to get it back. The reason he was calling me was because this identity theft had just bought a home and auto insurance policy with me – and we were completely unaware that he wasn’t who he said he was. The gentleman actually received a letter from our company stating that someone had used his information and alerted him to call our office if it wasn’t him – he called me, unsure what to do. He had been making police reports, reported to the credit bureau, but somehow his old roommate was able to buy a house with his identity! 

I remember being a bit scared through the process of helping him file the right reports, and do what we could to help him find the perpetrator and reclaim his identity.  I mean, weren’t we all well beyond this? I thought the world was more technologically advanced than this? It really could happen to anyone.

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I knew I needed to do something to not only protect my identity, but my husband’s as well. We had worked very hard to recover our credit after our previous relationships, and I wasn’t going to let someone steal all my hard work! So I did a search and ran across the  LifeLock Site . What a life saver! 

 

Checking and Savings Accounts Application Alerts

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Bank Account Take Over Alerts

Monitors existing checking and savings accounts for unauthorized changes to personal information. Informs of changes to account contact information or attempts to add new account holders to existing accounts.

 Enhanced Credit Application Alerts

Issues alerts for new credit account applications being made against your credit file so you can act quickly to resolve fraudulent activity.

Monthly Credit Score Tracking

Monthly single-bureau credit score tracker helps you identify important changes and see how your credit is trending 
over time.

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  • LifeLock Ultimate® protection also provides these additional benefits included in other LifeLock services:

    • Identity Threat Detection and Alerts
    • Alias Name and Address Monitoring
    • Lost Wallet Protection
    • Court Records Scanning
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    • Black Market Website Surveillance
    • Sex Offender Registry Reports
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    • $1 Million Total Service Guarantee
    • Reduced Pre-Approved Credit Card Offers

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42 Responses to Identity Theft: YES it Can Happen to You!

  1. Identity theft scares me – especially if someone gets in and takes my debit card number & then I could potentially not be able to access my money!

  2. Autumn says:

    Oh my! I couldn’t imagine what that poor gentleman went through with his old roommate. It’s so scary that there aren’t a lot of ways that people can be protected from this… It’s great that LifeLock can help! Such a useful and important service!

  3. IT so scary to think about and it happens way too often. I’ve had it happen to too may friends.

  4. Christie says:

    I’ve seen the commercials for this. How scary to possibly lose everything! Thanks for the info

  5. My brother had his stolen last year. Thankfully he works for the government, so they couldn’t really do a lot with it!

  6. Kay Adeola says:

    Identity theft is scary,You have to be so careful nowadays.LifeLock sounds good.

  7. Shell says:

    To have this happen so often is terrifying! LifeLock sounds like a great help.

  8. Jaime says:

    Identity theft is so scary. I can’t believe someone was able to buy a HOUSE under someone else’s name! LifeLock sounds pretty amazing (and I’m definitely checking it out.)

  9. Kecia says:

    Wow, that is a scary story! You would think, in this day and age, it would be impossible for someone to buy a home while posing as another person. Identity theft protection is SO important!

  10. aimee fauci says:

    I have heard of Life Lock for several so this company must be very reliable. I’m always amazed at what people will do.. you ‘d think if they are smart enough to steal an identity that they would use that smart to go to school and make some money.

  11. We worry so much about this stuff. I know my husband has been looking into life lock- I am going to share this post with him.

  12. Felicia says:

    Lifelock is definitley something we need to look into. Thsi is such a scary topic!

  13. Debbie Denny says:

    I am thinking we need to look into this. So important to keep safe.

  14. Kiwi says:

    I know identity theft is more common than we think. Thanks for shedding some light on the subject because it is important!

  15. I had my identity stolen. it sucks!

  16. Debbie L. says:

    Hubby and I were just talking about Lifelock – I think it is time we checked them out.

  17. Terry says:

    Identity theft scares the beejeepers out of me and you are so right…. It could happen to us.. any of us.

  18. Identity theft is sooo scary. It’s so crazy what people do, truly!

  19. Yes, it totally CAN happen to anyone! I have known many people affected by this!

  20. I’s such a shame. It seems to happen more and more now. It’s just too easy to steal an identikty.

  21. Years ago you didn’t hear about identity theft. Now it’s everywhere. What a shame!

  22. Piera says:

    Identity theft is so scary! It seems that now with more technology there are more ways for people to do this. I have been meaning ot check out LifeLock – will have to do it soon!

  23. April says:

    Identity theft is no joke and super scary.

  24. mary says:

    So scary. Unfortunately I hear similar stories weekly. So so sad

  25. I’m worried about someone stealing my identity. But I don’t feel like I’m as safe as I should be. Thanks for this.

  26. sippycupmom says:

    So scary! My family really needs something like this!

  27. It really is scary how easily it can happen to you. LifeLock sound slike a great protector.

  28. Amanda says:

    I think that this something everyone needs to be aware of. I need to look into this!

  29. Ann Bacciaglia says:

    What a scary story. I can’t believe a roommate would do that.
    Thank you for sharing the tips. Sounds like a great product.

  30. This sort of thing is getting worse and worse all the time. I know people that THIS has happened to. I’m glad that there are companies out there like LifeLock that can potentially stop it!

  31. Liz Mays says:

    It can be SUCH a hassle to undo all the mess someone makes with your credit too. What a horrible thing that people do this.

  32. Ashley M says:

    I’ve had it happen to me almost 3 times – lucky for me, the joke was on them because I’m a poor college student with a ton of student loans, they didnt get anything! lol

  33. Someone’s used our credit card before twice. But luckily not stolen our identity. Ugh.

  34. tee mccluskey says:

    Identity Theft is a thing to be scared and worried about! I like to take extra care!

  35. It is more and more prevalent. I have had my credit card compromised on more than a few occasions. Scary that it is closer and closer to home

  36. What a scary story! Taking extra care is so necessary!

  37. Wow, when you think of identity theft you think of credit cards and the like not a house! I feel so sorry for that guy!

  38. Debi says:

    I don’t know what I would do if this happened to me. I would die!

  39. It does happen! Someone almost got away with opening a 25K loan in my name! Better safe than sorry!

  40. This type of thing is so scary! Programs like Life Lock are so important; I need to look into it.

  41. Tonia says:

    It’s great that you’re sharing this information. It’s amazing how many confidential papers are thrown directly in the trash and how often people forget to protect their info.

  42. Identity theft is increasingly becoming a serious problem. It is important to take steps to protect one’s identity from criminals.

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