Identity Theft: YES it Can Happen to You!

This is a sponsored post on behalf of LifeLock. Though I was compensated for my time, all opinions are my own.

I have worked in the insurance industry for over 10 years, and in those years I have seen a lot of crazy stuff. People opening their door during a car wash ripping the door completely off the hinges (and no, he couldn’t remember why), wanting the company to pay for the T.V. they broke during a game of Wii Sports, and a lady convinced that her neighbor was trying to off her by coming in her house and moving things around (yes, I’m not sure how I could of helped either!) I’ve also seen a lot of sad things as well – houses burnt to the ground, people loosing family in car accidents, and I’ve seen a TON of people become aware that their identity had been stolen.

One particular story I remember is a man who called my office with the opening line of, “you are never going to believe this, but..” I have heard that line a few times in my career, but this one takes the cake. This gentlemen went on to tell me that his old roommate from many years ago had stolen his identity – and he had been working feverishly the past 5 years to get it back. The reason he was calling me was because this identity theft had just bought a home and auto insurance policy with me – and we were completely unaware that he wasn’t who he said he was. The gentleman actually received a letter from our company stating that someone had used his information and alerted him to call our office if it wasn’t him – he called me, unsure what to do. He had been making police reports, reported to the credit bureau, but somehow his old roommate was able to buy a house with his identity! 

I remember being a bit scared through the process of helping him file the right reports, and do what we could to help him find the perpetrator and reclaim his identity.  I mean, weren’t we all well beyond this? I thought the world was more technologically advanced than this? It really could happen to anyone.

I knew I needed to do something to not only protect my identity, but my husband’s as well. We had worked very hard to recover our credit after our previous relationships, and I wasn’t going to let someone steal all my hard work! So I did a search and ran across the  LifeLock Site . What a life saver! 

Checking and Savings Accounts Application Alerts

Continuously searches for your personal information in new bank account applications at national banks, local banks and credit unions from coast to coast

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Monitors existing checking and savings accounts for unauthorized changes to personal information. Informs of changes to account contact information or attempts to add new account holders to existing accounts.

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Issues alerts for new credit account applications being made against your credit file so you can act quickly to resolve fraudulent activity.

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Monthly single-bureau credit score tracker helps you identify important changes and see how your credit is trending 
over time.

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